⭐ Important points (exam-critical)
- ⭐Distinguish between scheduled and non-scheduled commercial banks (Second Schedule RBI Act).
- ⭐SEBI regulates primary & secondary markets; IRDAI oversees insurance.
- ⭐Make in India, Digital India, Atmanirbhar Bharat — flagship policy initiatives.
- ⭐Niti Aayog replaced Planning Commission in 2015.
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