CV

CA Intermediate · Financial Management & Strategic Management

Time Value of Money & Cost of Capital

Chapter 2 · 6 formulas · 4 exam-critical pointers

Core concepts

  1. 01Compound interest accumulates wealth; discounting brings future to present.
  2. 02Cost of capital: minimum return to compensate suppliers of capital.
  3. 03WACC: weighted average of after-tax cost of debt, preference, equity.
  4. 04CAPM for cost of equity: Rf + β(Rm − Rf).
  5. 05Marginal cost of capital relevant for new investment decisions.

Flowchart

Capital Structure Costs | Equity (Ke) ----- CAPM / DDM / Earnings Yield Preference (Kp) - Dividend / Net Proceeds Debt (Kd) ------- Interest × (1−t) / Net Proceeds | Weighted by Market Value -> WACC

Exam-critical pointers

  • Market values preferred over book values for WACC weights.
  • Beta levered = Beta unlevered × [1 + (1−t)(D/E)] (Hamada equation).
  • Floatation costs reduce net proceeds — increases effective cost.
  • Marginal cost of capital uses new issue cost, not historical.

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